Speak to a mortgage advisor to get the mortgage you deserve and start saving today.

Call 1-833-740-2497Book an Appointment

or

Speak to a mortgage advisor to get the mortgage you deserve and start saving today. 

Discover the 

Good in Banking™  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

I want to...

Call 1-833-740-2497Book an Appointment

or

Our promise

Competitive Rates

No Hidden Fees

120-Day Rate Guarantee†

Dedicated Service

How to get your cash back

Apply for a mortgage, or switch your existing mortgage to Alterna Savings

Fund your mortgage within 120 days of application

Enjoy your cash back

Buying a home can be stressful.
Getting a mortgage shouldn't be.

Whether you are a first-time home buyer or looking into home financing, our personalized advice and flexible options will help you get the right mortgage solution for your needs.

*Terms and conditions
The offer period begins on January 2, 2024, at 12:01 a.m. Eastern Time and ends on June 30, 2024, at 11:59 p.m. Eastern Time (the “Offer Period”).

This Offer is subject to all applicable federal, provincial, and municipal laws. The decisions Alterna Savings makes with respect to all aspects of this Offer are final and binding on all members without right of appeal. By participating in this Offer, you agree to be bound by these Terms.

Alterna Savings reserves the right to amend, extend, withdraw, or terminate the Offer and/or to amend these Terms at any time and without notice. Except as specifically modified herein, the terms and conditions relating to existing products/services will remain in full force and effect. By participating in this Offer, each participant expressly consents to Alterna Savings, its agents and/or representatives, storing, sharing, using and disclosing the personal information submitted while participating in this Offer for the purpose of administering this Offer and in accordance with Alterna Savings’ privacy policy www.alterna.ca/OnlinePolicies/SecurityandPrivacy. 

 Click here for Full Terms & Conditions

† We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.

**Terms and conditions apply.

Alterna Savings & Credit Union Limited operates as Alterna Savings. Alterna Savings is a credit union operating in Ontario. For information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at www.fsrao.ca/.

Receive up to $4,000* in cash for an approved new purchase, mortgage switch, or refinance application. The amount of cashback received will depend on the mortgage amount:

Your mortgage value: $100,000 to $249,999 | Your cash back: $1,000
Your mortgage value: $250,000 to $499,999 | Your cash back: $1,500
Your mortgage value: $500,000 to $749,999 | Your cash back: $2,500
Your mortgage value: $750,000 to $999,999 | Your cash back: $3,000
Your mortgage value: more than $1,000,000 | Your cash back: $4,000

How much will your cash back be?

How much will your cash back be?

Receive up to $4,000* in cash for an approved new purchase, mortgage switch, or refinance application. The amount of cashback received will depend on the mortgage amount:

Your mortgage value: $100,000 to $249,999
Your cash back: $1,000
Your mortgage value: $250,000 to $499,999 
Your cash back: $1,500
Your mortgage value: $500,000 to $749,999 
Your cash back: $2,500
Your mortgage value: $750,000 to $999,999 
Your cash back: $3,000
Your mortgage value: more than $1,000,000
Your cash back: $4,000

Get up to

$4,000
Cashback

on your mortgage.*

Book an Appointment

*Limited time offer for eligible mortgages.

Get up to

$4,000 Cashback

on your mortgage.*

Plus get up to $600** in rewards when you open an eligible account and complete the qualifying criteria. See terms and conditions for more details