Startup loans

Small loans make a big difference.

Innovative financing made for unconventional entrepreneurs. If you have a great business idea backed by ambition, drive and a desire to make a positive impact, let’s talk.

Financing to bring your business to life.

Get the startup financing you need to start or grow your small business.

Startups and growing businesses

All startups can borrow up to $75,000 based on your idea and business plan.

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Black entrepreneurs

In partnership with FACE, borrow up to $25,000 along with free mentorship and tailored advice.¹

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Women entrepreneurs

In partnership with WeBC, borrow up to $100,000 along with free support and advice.

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Indigenous entrepreneurs

Borrow up to $75,000 based on your idea and business plan.

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Small growers and farmers

Borrow up to $75,000 based on your idea and business plan.

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You are your best investment.

Vancity also offers personal loans that can be used to support your career or business ambitions:

Get the education, certification or tools you need to restart your career with a Back to Work loan
Update your qualifications as a new Canadian with a Foreign Credential Recognition loan
Pay the full membership share to your worker co-op with a Work to Own Co-op loan

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